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Construction Financing
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Receive up to $1,000,000 in fundingContact our team if you need $1,000,000+ funding
Contact our team if you need $1,000,000+ funding
We know the construction business is all about timing and momentum. Whether you’re starting a new project, upgrading your equipment, or dealing with a slow season, we’ve got financing options that can help you keep things moving. Use your funds to:
- Upgrade your tools and equipment.
- Pay your team on time.
- Bridge the gap during slow periods.
- Stock up on supplies and materials.
We’re here to help you build a stronger, more successful business.
Types of Construction Business Financing
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SBA Loans for Construction
SBA loans, backed by the Small Business Administration, offer favorable terms and lower interest rates. These loans are ideal for construction businesses seeking long-term financing solutions for substantial investments.
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Equipment Financing
Equipment financing helps you purchase or lease essential construction equipment.
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Line of Credit
A line of credit provides flexible, revolving access to funds, allowing you to withdraw money as needed up to a pre-approved limit.
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Revenue-Based Financing
Our revenue-based financing allows you to repay the amount you owe through a percentage of your daily sales. This flexible repayment structure aligns with your construction business revenue, easing the burden during slower periods.
Perfect Funding Fit
Frequently Asked Questions about Construction Business Loans
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What Is a Construction Loan?
A construction business loan is a type of financing tailored to the specific needs of the construction industry.
These loans provide contractors with the capital needed to start, maintain, or expand their operations.
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Is it hard to get financing for a construction business?
Getting financing for a construction business can be tough because its high-risk nature. Lenders usually want to see a solid business plan, good credit, and proof of steady income. But specialized lenders like us understand these challenges and offer tailored solutions to help contractors succeed.
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Can I get funding to acquire Construction company?
Yes, you can obtain funding to purchase an existing construction company. These funds are often structured based on the business’s current financial performance, your creditworthiness, and the projected profitability of the business under your ownership.
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What credit score do you need to fund my construction business?
The required credit score for a construction business loan varies by lender, but generally, a score of 680 or higher is preferred. Some lenders may offer financing options to those with lower scores, especially if other aspects of the application, such as a strong business plan or collateral, are favorable.
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How hard is it to finance a construction business?
Financing a construction business can be challenging due to the industry’s perceived risks. However, with a solid business plan, a good credit score, and thorough preparation, it is possible to secure the necessary funding. Specialized lenders like Capixa can provide valuable support and guidance throughout the process.
Perfect Funding Fit