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Trucking Financing
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Receive up to $1,000,000 in fundingContact our team if you need $1,000,000+ funding
Contact our team if you need $1,000,000+ funding
We know the trucking business runs on tight schedules and steady cash flow. Whether you’re expanding your fleet, covering fuel costs, or navigating a slow season, our financing options are built to keep your business moving. Use your funds to:
- Purchase or upgrade trucks and trailers.
- Cover fuel and maintenance expenses.
- Pay your drivers on time.
- Manage insurance and registration costs.
- Bridge cash flow gaps between loads.
We’re here to help you keep your wheels turning and your business on the road to success.

Types of Trucking Business Loans
- Short-Term Business Loans
Short-term business loans for trucking provide a quick financial boost when you need it most. Typically repaid within 3 to 18 months, Capixa’s short-term business loans for trucking are ideal for meeting immediate needs, such as covering unexpected fuel costs or managing cash flow fluctuations. - Long-Term Business Loans
Long-term trucking business loans cater for larger projects like an EV fleet overhaul or business expansion. With repayment terms spanning several years, Capixa’s long-term business loans are perfect for helping you reach more strategic objectives like future-proofing your trucking business. - SBA Loans for Trucking Businesses
Backed by the Small Business Administration, Capixa’s SBA loans offer more favorable terms and lower interest rates — ideal for when you need a cash injection to improve facilities or purchase new parts without repayment terms stifling your business growth. - Line of Credit
With flexible, revolving access to funds, a Capixa business line of credit allows you to withdraw funds as needed up to a pre-approved limit. This is particularly beneficial for trucking and transportation businesses who need to manage fuel price fluctuations and cover unexpected expenses for repairs and breakdowns. - Revenue-Based Financing
Capixa’s revenue-based financing is a flexible funding solution that offers capital based on your business’s projected

Why Choose Capixa for Your Trucking Business Loans?
We specialize in creating business term loan solutions tailored to address your trucking business’s unique short- and long-term funding challenges.
With a proven track record of industry expertise and success stories from business professionals, Capixa is committed to helping you grow your business and boost revenue.
Trucking Business Loans FAQs
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Can I get trucking financing with bad credit or no down payment?
Yes, some lenders offer trucking financing options for businesses with bad credit or limited upfront capital. You may face higher rates or need to show strong cash flow, but flexible programs are available to help you get the equipment you need without a large down payment.
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How do I apply for a trucking business loan?
Applying for a trucking business loan at Capixa is quick and easy. Simply fill out the form, and one of our team members will contact you to kick-start the process and secure the best loan for your business.
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What are trucking business loans?
Trucking business loans are different financing options that help trucking companies deal with cash flow, purchase new vehicles, and help cover unexpected costs.
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How can I qualify for a trucking business loan?
To be eligible for a trucking business loan, you need to run a registered business conducted for profit. Connect with Capixa’s team of industry experts to discover the best loan options for your business.
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What is the interest rate on trucking loans?
Trucking loan interest rates vary, so it’s important to let an expert help you find the right financial solution for your business.
Your consultation with Capixa is completely free, so speak to our team to discover the best option for your business.
How do I apply for a trucking business loan?
Applying for a trucking business loan at Capixa is quick and easy. Simply fill out the form, and one of our team members will contact you to kick-start the process and secure the best loan for your business.