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Trucking Business Loans

Expand your fleet, manage day-to-day expenses, and ace fuel maintenance with tailored trucking finance solutions.

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Trusted by Transport Businesses Nationwide

Capixa

Trucking Financing
Made Simple

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Receive up to $1,000,000 in funding

We know the trucking business runs on tight schedules and steady cash flow. Whether you’re expanding your fleet, covering fuel costs, or navigating a slow season, our financing options are built to keep your business moving. Use your funds to:

  • Purchase or upgrade trucks and trailers.
  • Cover fuel and maintenance expenses.
  • Pay your drivers on time.
  • Manage insurance and registration costs.
  • Bridge cash flow gaps between loads.

We’re here to help you keep your wheels turning and your business on the road to success.

Happy truck driver standing in front of a white semi-truck

Types of Trucking Business Loans

  • Short-Term Business Loans
    Short-term business loans for trucking provide a quick financial boost when you need it most. Typically repaid within 3 to 18 months, Capixa’s short-term business loans for trucking are ideal for meeting immediate needs, such as covering unexpected fuel costs or managing cash flow fluctuations.
  • Long-Term Business Loans
    Long-term trucking business loans cater for larger projects like an EV fleet overhaul or business expansion.  With repayment terms spanning several years, Capixa’s long-term business loans are perfect for helping you reach more strategic objectives like future-proofing your trucking business.
  • SBA Loans for Trucking Businesses
    Backed by the Small Business Administration, Capixa’s SBA loans  offer more favorable terms and lower interest rates — ideal for when you need a cash injection to improve facilities or purchase new parts without repayment terms stifling your business growth.
  • Line of Credit
    With flexible, revolving access to funds, a Capixa business line of credit  allows you to withdraw funds as needed up to a pre-approved limit. This is particularly beneficial for trucking and transportation businesses who need to manage fuel price fluctuations and cover unexpected expenses for repairs and breakdowns.
  •  Revenue-Based Financing
    Capixa’s revenue-based financing  is a flexible funding solution that offers capital based on your business’s projected
Smiling truck driver leaning out of a black semi-truck cab

Why Choose Capixa for Your Trucking Business Loans?

We specialize in creating business term loan solutions tailored to address your trucking business’s unique short- and long-term funding challenges.

With a proven track record of industry expertise and success stories from business professionals, Capixa is committed to helping you grow your business and boost revenue.

I’m thrilled with Capixa team support in securing funding for my business

Read full testimonial +
Richie
RBFine Arts Inc

Capixa’s financial wizardry secured us $200,000 in funding.

Read full testimonial +
Brad
S2M Solutions LLC

Capixa team is an indispensable asset to my business.

Read full testimonial +
Neil
Freylit USA Inc.

The Capixa team is pivotal to my business’s growth.

Read full testimonial +
Alina
Z A Nails Bar LLC

Capixa’s quick funding was our lifeline during a financial crisis my business suffered.

Read full testimonial +
Grace
Innovate Insurance Agency, Inc

We secured $75,000 in 24 hours, thanks to Capixa’s expertise.

Read full testimonial +
Kevin
KW1 LLC

Capixa’s guidance is our secret for better business decisions.

Read full testimonial +
Chris
Chris Foster Automotive Repair Inc

Capixa’s expert debt consolidation saved our business from financial crisis.

Read full testimonial +
Louis
Professional Plumbing Services Inc
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Trucking Business Loans FAQs
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Trucking Business Loans FAQs

  • Can I get trucking financing with bad credit or no down payment?

    Yes, some lenders offer trucking financing options for businesses with bad credit or limited upfront capital. You may face higher rates or need to show strong cash flow, but flexible programs are available to help you get the equipment you need without a large down payment.

  • How do I apply for a trucking business loan?

    Applying for a trucking business loan at Capixa is quick and easy. Simply fill out the form, and one of our team members will contact you to kick-start the process and secure the best loan for your business.

  • What are trucking business loans?

    Trucking business loans are different financing options that help trucking companies deal with cash flow, purchase new vehicles, and help cover unexpected costs.

  • How can I qualify for a trucking business loan?

    To be eligible for a trucking business loan, you need to run a registered business conducted for profit. Connect with Capixa’s team of industry experts to discover the best loan options for your business.

  • What is the interest rate on trucking loans?

    Trucking loan interest rates vary, so it’s important to let an expert help you find the right financial solution for your business.

    Your consultation with Capixa is completely free, so speak to our team to discover the best option for your business.

    How do I apply for a trucking business loan?

    Applying for a trucking business loan at Capixa is quick and easy. Simply fill out the form, and one of our team members will contact you to kick-start the process and secure the best loan for your business.

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Perfect Funding Fit
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