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Inventory Financing

Capixa’s inventory financing facilitates uninterrupted inventory supply, helping you focus on what’s most important: growing your business.

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How To Get Inventory Funding
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How To Get Inventory Funding

  • What do I need for my inventory financing application?

    To get started at Capixa, you need to provide the following information:

    • Business Tax ID
    • Social Security number of the business owner(s)
    • Most recent business bank statements, not older than three months
    • Operational start date of your business
  • To get started at Capixa, you need to provide the following information: Business Tax ID Social Security number of the business owner(s) Most recent business bank statements, not older than three months Operational start date of your business

    To qualify for inventory-based financing with Capixa, your business needs to meet these criteria:

    • Be operational for at least three months
    • Generate a minimum of $80,000 in annual revenue
    • Have a business checking account
    • Business owner(s) must have a personal FICO score of minimum 500
  • Am I obligated to accept the offer after applying?

    No. Applying for inventory financing with Capixa places you under no obligation to accept an offer.

  • Can I apply for inventory finance solutions if my business is registered outside the United States?

    No. Capixa only offers tailored solutions to U.S.-based businesses owned by U.S. citizens or permanent residents.

  • How quickly can I receive funding for my business?

    Funds are often available on the same day. With a quick and straightforward application process, you can receive funding options within one business day.

    Once approved, funds are electronically transferred directly into your business’s bank account.

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Types of Inventory Financing

Inventory Loan

Similar to a small business loan, an inventory loan is a set loan amount based on your inventory value.

While inventory finance solutions are usually paid back in set monthly installments over a fixed repayment term, Capixa can accommodate your repayment abilities with customized terms, supporting your business goals with flexible funding.

Inventory Line of Credit

While an inventory loan only pays out once, an inventory line of credit provides your business with ongoing funding when you need it.

An inventory line of credit can provide support in the event of unforeseeable expenses or financial difficulties.

At Capixa, we tailor our solutions to help you get the funding you need, when you need it — with no collateral.

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When Do You Need Inventory Financing?

To Meet Growing Demand

Supplementary inventory funding helps you stock up on inventory during peak seasons for high customer demand or when your business is expanding.

Cash Flow Supplementation

Extra funding helps keep your business afloat when facing cash flow shortages while needing to maintain sufficient inventory levels.

Bulk Purchase Discounts

Supplier discounts can make a notable difference in your budget’s bandwidth.

When the opportunity presents itself, getting extra funding can help your business take advantage of buying in bulk.

With Capixa’s flexible approach to funding, you can get even more bang for your buck.

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Why Choose Capixa for Your Inventory Funding?

At Capixa, we specialize in offering custom inventory financing solutions designed to help businesses acquire the capital they need to fund inventory or bridge financial gaps quickly and efficiently.

With a proven track record of industry expertise and success stories, Capixa is committed to helping you take your business to the next level with flexible funding solutions.

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I’m thrilled with Capixa team support in securing funding for my business

Read full testimonial +
Richie
RBFine Arts Inc

Capixa’s financial wizardry secured us $200,000 in funding.

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Brad
S2M Solutions LLC

Capixa team is an indispensable asset to my business.

Read full testimonial +
Neil
Freylit USA Inc.

The Capixa team is pivotal to my business’s growth.

Read full testimonial +
Alina
Z A Nails Bar LLC

Capixa’s quick funding was our lifeline during a financial crisis my business suffered.

Read full testimonial +
Grace
Innovate Insurance Agency, Inc

We secured $75,000 in 24 hours, thanks to Capixa’s expertise.

Read full testimonial +
Kevin
KW1 LLC

Capixa’s guidance is our secret for better business decisions.

Read full testimonial +
Chris
Chris Foster Automotive Repair Inc

Capixa’s expert debt consolidation saved our business from financial crisis.

Read full testimonial +
Louis
Professional Plumbing Services Inc
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Inventory Financing FAQs
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Inventory Financing FAQs

  • What is inventory financing?

    Inventory financing is a short-term loan or line of credit businesses use to purchase inventory, which then serves as collateral for the loan.

  • How does inventory financing work?

    Inventory funding helps businesses get the funds to buy products they want to sell.

    The loan is then repaid based on an agreed-upon percentage of the incoming revenue.

    At Capixa, our team of funding experts help you negotiate flexible repayment terms that work best for your business.

  • What types of businesses qualify for inventory financing?

    Businesses with a track record of stable sales, solid inventory management systems, and a strong loan repayment record are typically eligible for inventory financing loans.

  • Are there any risks associated with inventory financing?

    Depending on where you apply and how you manage the funds, risks can include high interest rates, loan default leading to inventory loss, and over-reliance on financing for inventory management.

    Let Capixa expertly bridge the gap between the capital you need and your business goals, so you can focus on smart operational decision-making.

  • Can inventory financing help me with seasonal demand?

    Yes, you can use inventory funding to stock up during peak sales periods like Black Friday or to meet seasonal demand.

    Capixa helps you find the best funding designed to grow your business.

  • Do I need to pay an application fee?

    There are no application fees at Capixa. With us, your consultation is 100% free, and cost discussions are always transparent with clear terms provided before you make your final decision.

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