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SUITED FOR YOUR NEEDS

Restaurant
Financing

Apply for restaurant financing today with Capixa to renovate, purchase equipment, boost marketing, or manage seasonal fluctuations.

TO QUALIFY FOR FUNDING, YOUR BUSINESS SHOULD HAVE:
  • Minimum 12 months in business
  • Minimum of $360,000 in annual revenue
  • Business Checking Account

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Capixa

Restaurant Financing
Made Simple

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Receive up to $1,000,000 in funding

Capixa truly understands the fast-paced nature of the restaurant industry. Whether you’re opening, renovating, or expanding your business, we offer tailored financing options to support your next big step. Use your funds to:

  • Upgrade essential equipment
  • Pay your staff
  • Boost your marketing efforts
  • Navigate seasonal slow periods
  • Purchase supplies and materials
Restaurant manager reviewing financing options digitally

Types of Restaurant Business Financing

  • SBA Loans for Restaurants

    SBA loans, backed by the Small Business Administration, offer favorable terms and lower interest rates. These loans are ideal for restaurants seeking long-term financing solutions for substantial investments.

  • Equipment Financing

    Equipment financing helps you purchase or lease essential kitchen and restaurant equipment.

  • Line of Credit

    A line of credit provides flexible, revolving access to funds, allowing you to withdraw money as needed up to a pre-approved limit.

  • Revenue-Based Financing

    Revenue-based financing allows you to repay the amount you owe through a percentage of your daily sales. This flexible repayment structure aligns with your restaurant’s revenue, easing the burden during slower periods.

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I’m thrilled with Capixa team support in securing funding for my business

Read full testimonial +
Richie
RBFine Arts Inc

Capixa’s financial wizardry secured us $200,000 in funding.

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Brad
S2M Solutions LLC

Capixa team is an indispensable asset to my business.

Read full testimonial +
Neil
Freylit USA Inc.

The Capixa team is pivotal to my business’s growth.

Read full testimonial +
Alina
Z A Nails Bar LLC

Capixa’s quick funding was our lifeline during a financial crisis my business suffered.

Read full testimonial +
Grace
Innovate Insurance Agency, Inc

We secured $75,000 in 24 hours, thanks to Capixa’s expertise.

Read full testimonial +
Kevin
KW1 LLC

Capixa’s guidance is our secret for better business decisions.

Read full testimonial +
Chris
Chris Foster Automotive Repair Inc

Capixa’s expert debt consolidation saved our business from financial crisis.

Read full testimonial +
Louis
Professional Plumbing Services Inc
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FAQ
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Frequently Asked Questions about Restaurant Business Loans

  • What Is a Restaurant Loan?

    A restaurant business loan is a type of financing specifically designed to meet the unique needs of the food service industry.

    These loans provide restaurateurs with the capital needed to start, maintain, or expand their operations.

  • Is it hard to get financing for a restaurant?

    Securing financing for a restaurant can be challenging due to the industry’s high-risk nature. Lenders typically look for a strong business plan, good credit history, and proof of stable revenue. However, specialized lenders like Capixa understand these challenges and offer tailored solutions to help restaurateurs succeed.

  • Can I get funding to buy a restaurant?

    Yes, you can obtain funding to purchase an existing restaurant. These funds often structured based on the restaurant’s current financial performance, your creditworthiness, and the projected profitability of the business under your ownership.

  • What credit score do you need for restaurant funding?

    The required credit score for a restaurant funding varies by lender, but generally, a score of 650 or higher is preferred. Some lenders may offer financing options to those with lower scores, especially if other aspects of the application are strong.

  • How hard is it to finance a restaurant?

    Financing a restaurant can be challenging due to the perceived risks associated with the industry. However, with a solid business plan, a good credit score, and thorough preparation, it is possible to secure the necessary funding. Specialized lenders like Capixa can provide valuable support and guidance throughout the process.

Find Your
Perfect Funding Fit
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