Fill out our form in 3 minutes
Trusted by small businesses in Texas
Types of Business Loans in Texas
Business loans may provide the funding required to launch or grow your business, no matter the industry you’re in. As you explore small business loan options in California, you’ll likely come across these popular choices.
-
Business Term Loans
Predictable, fixed payments that are ideal for large purchases, renovations, or long-term investments.
-
Business Line of Credit
Access funds when needed and pay interest only on what you use. A great option for managing working capital.
-
Revenue-Based Financing
Repayment adjusts with your sales, giving you breathing room during slower periods and flexibility as you grow.
-
Merchant Cash Advance
Receive funding based on projected card sales. Simple and fast for businesses with consistent daily revenue.
-
Invoice Factoring
Turn unpaid invoices into cash without waiting on slow-paying clients.
-
Inventory Financing
Use your existing inventory as collateral to unlock capital for restocking or seasonal demands.
Why Texas Is a Vibrant State for Small Business Opportunities
Texas’s vast economy and diverse industries make it a powerhouse for entrepreneurs. Cities such as Houston, Dallas, and Austin are centers for energy, technology, and healthcare, providing fertile ground for small businesses.
With over 3.1 million small businesses, accounting for 99.8% of all businesses, Texas fosters a robust entrepreneurial ecosystem. Capixa offers financial solutions tailored to support the state’s innovative ventures.
How to Qualify for a
Small Business Loan
in Texas
Our team will contact you shortly
Receive up to $1,000,000 in funding
Contact our team if you need 1,000,000+ funding
To qualify for funding, your business should have:
- A minimum of 6 months in operation
- At least $8,000 in monthly revenue
- A U.S. business bank account
Capixa helps businesses meet small business loan requirements in Texas without the delays or strict credit requirements of traditional banks.
FAQ
FAQ
Flexible Small Business Loans in Texas FAQ
-
What resources are available to small businesses in Texas?
Texas offers a wealth of support for entrepreneurs through SCORE chapters, SBA-backed Small Business Development Centers (SBDCs), and the Texas Economic Development Corporation. These organizations provide mentoring, strategic planning help, and access to Texas small business loans. Whether you’re in Austin, Houston, or rural Texas, resources are readily available to guide your business journey.
-
Are grants available for Texas small businesses?
Yes. The Texas Workforce Commission’s Skills for Small Business Grant and the Texas Development Fund offer financial support for business growth and training. Federal listings on Grants.gov also include opportunities for Texas-based businesses, especially those in rural or underserved areas. These can pair effectively with Texas loans for small business to reduce financial burden.
-
What do I need to qualify for a small business loan in Texas?
To apply for a small business loan Texas lenders require your business to be properly registered. Sole proprietors may need only a local business name registration, while LLCs and corporations must register with the Texas Secretary of State. A business license may also be required. Lenders will assess your credit score, time in business, and financial documentation before approving Texas loans for small business.
-
What kind of loan is right for my Texas business?
Term loans and SBA loans are great for major expansions or equipment purchases, while a line of credit may be better for covering seasonal needs. Comparing Texas small business loans allows you to match your loan type with your repayment ability and funding goals.
-
How can a Texas business loan help my company grow?
A small business loan in Texas provides the capital needed to scale, hire staff, buy inventory, or market your brand. With abundant state and federal funding options, Texas loans for small business make it easier to grow in a competitive and opportunity-rich environment.
How Capixa Helps a Wide Range of
Business Types in Texas
Capixa supports a broad mix of business models, including retail, healthcare, construction, logistics, and more. Our team understands the different funding needs that come with each business type, and we tailor our solutions accordingly.
![What Is a Small Business Loan [How it Works + Types of Loans]](https://capixa.com/wp-content/uploads/2024/09/what-is-a-small-business-loan-hero-image.jpg)
