Revenue Based Financing

• Revenue-Based Financing is not a loan. It provides a flexible funding solution that allows you to access capital without diluting your equity or securing collateral. Unlike loans, repayments are structured as a percentage of your future revenue, making them more aligned with your business’s performance.
• Revenue-Based Financing works by providing your business with capital that is repaid through a portion of your future revenue. This allows you to invest in growth without the pressure of fixed loan payments.
• When you apply for Revenue-Based Financing, the lender will assess your business’s financial health and growth potential to determine if it’s a suitable candidate for this type of funding. This evaluation typically involves analyzing your revenue, expenses, and overall business performance.

• Revenue-Based Financing is a flexible funding option suitable for businesses that need capital to seize opportunities, maximize profitability, or address unexpected expenses. Unlike traditional loans, it offers a more aligned repayment structure that doesn’t require fixed monthly payments.
• Businesses can use Revenue-Based Financing to fund various initiatives, such as purchasing materials, hiring employees, acquiring equipment, preparing for growth, or expanding their network. This flexibility allows you to invest in areas that will drive your business forward.
• Revenue-Based Financing is available to a wide range of businesses that have a consistent flow of future revenue. It’s particularly attractive to businesses with less-than-perfect credit histories, as lenders often prioritize your business’s growth potential and financial health over credit scores.
• While credit score requirements may vary between different Revenue-Based Financing programs, many lenders place more emphasis on your business’s current revenue and future growth prospects. This means you can access capital even if your credit history isn’t ideal.

• Submit an online application. Again, there is no application fee, no impact on your personal credit nor any obligation to accept your offer.
• Your dedicated account manager will reach out to you within 1 hour to learn more about your business, discuss documentation and the terms that suit your business needs.
• We review your application and present you with your offers in as little as 6-12 hours.
• Provided you are satisfied with your offer:  You can be funded as quickly as the same day.
• Come back when you need more financing. There is no reason that you should miss an opportunity for new growth!

A Revenue Based Financing leverages your future receivables to pay off the lump sum cash infusion that you received.

• The payments for this lump sum are deducted through daily, weekly, bi-weekly, or monthly ACH pulls that are a percentage of your average monthly gross revenue.
• This continues through the repayment period until the advance has been paid in full.

Yes, we set up automatic payments (ACH) from your business bank account to help ensure  you don’t accidentally miss payments.

At Capixa we take the security of our customers’ private information very seriously.

• We adhere to industry best practices when it comes to protecting our customers’ personal information, from how it is stored and accessed to how we detect and react to any suspicious activity.
• We’ll never share your personal information with unaffiliated third parties for their own advertising or marketing purposes. We only share your information to pursue options you’re interested in with our vetted and trusted partners. For more information, see our Privacy Policy.
• We encrypt any sensitive data that you share with us. Anything shared with our lenders is also encrypted in transit. Our partners also regularly assess our site and tools for vulnerabilities.

Absolutely. Our dedicated account managers are available to answer your questions from 9:00 AM to 9:00 PM EST and are additionally accessible to you via email and or text.

Our professionals will help you navigate the underwriting process with our lenders as well as walk you through any offers you receive.